RBA Cash Rate Announcement
April 2025
RBA Holds the Cash Rate at 4.10%
The Reserve Bank of Australia has held the official cash rate steady at 4.10% following its latest meeting. With inflation continuing to trend downward, there’s growing optimism that rate relief could be on the horizon.
Inflation Eases – What It Means for You
The latest figures from the Australian Bureau of Statistics show inflation slowing to 2.4% over the 12 months to February — comfortably within the RBA’s target band. This decline from 2.5% in January has sparked hope among economists for a potential rate cut later in the year, possibly in May.
Federal Budget Brings Cost-of-Living Relief
The 2025–26 Federal Budget introduced several cost-of-living measures:
- New tax cuts for Australian taxpayers
- Further energy bill relief
- Reduced costs for medicines and student debt
One standout policy is the expansion of the Help to Buy program, which will allow eligible Australians to purchase homes with lower deposits and smaller mortgages. The Government plans to:
- Contribute up to 40% equity toward eligible purchases
- Increase income caps (now $100,000 for individuals, $160,000 for couples)
- Allocate $800 million to make the program more accessible
Boosting Housing Supply
Another $54 million will go towards supporting the modular and prefabricated housing industry, aiming to fast-track home construction and ease supply issues.
Property Market Snapshot
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